What Does Student Travel Insurance Cover?
Sending your student abroad can be an emotional rollercoaster. You want them to grow and experience more of the world, but you’re concerned about their safety while overseas–we understand! Whether you’re sending your student abroad for a senior trip, a gap year, or a study abroad semester, you may wonder:
• What if my daughter loses her luggage en route to study abroad in Spain?
• What if my son’s band group misses their connection in Amsterdam?
• What if my son gets the stomach bug and needs to see a doctor?
• What if there’s a hurricane in my daughter’s host country?
• What if my teen’s passport gets lost or stolen while overseas?
• What if I can’t get ahold of my student during a travel emergency?
Does travel insurance cover lost or stolen baggage?
Certainly! Baggage and Personal Effects coverage can reimburse you, up to the maximum coverage amount, for the baggage loss. Coverage for lost or stolen luggage may translate as the actual cash value of an item or the cost to repair or replace the item, up to $300 per item.
Does travel insurance cover missed flight connections?
Definitely! Missed Connection coverage can step in during an outbound journey if you miss a connecting flight for a covered reason by a three-hour delay or more. A covered reason includes a documented delay by the airline carrier or a documented weather condition such as a natural disaster.
Does travel insurance cover international medical treatment?
Of course! Emergency Sickness Medical Expense can cover your student for covered medical expenses up to the maximum coverage amount. Covered medical expenses include medical services, supplies, prescription drugs, and therapeutic services as ordered or prescribed by a doctor for medically necessary treatment.
Will travel insurance cover a security evacuation?
Absolutely. Political or Security Evacuation coverage can pay up to the maximum benefit amount for all reasonable evacuation expenses. However, coverage only applies if your 24/7 Assistance Provider coordinates the evacuation. Incurred fees may include costs associated with your student’s safe transportation to the nearest haven.
Pro tip: Check out current travel advisories for your host country.
Does travel insurance cover lost or stolen passports?
You bet! Baggage and Personal Effects coverage can reimburse the fees associated with passport or visa replacement for those which are lost, stolen, damaged, or destroyed while abroad.
Can travel insurance provide help in case of a travel emergency?
That’s right–every travel insurance policy comes with direct access to a real person who can help during a travel crisis. Just call the 24/7 travel assistance number on the back of your card for real-time help in times of need.
5 Things Student Travel Insurance Covers
When you buy student travel insurance, your student can access 24/7 travel assistance to help during a travel crisis. Student travel insurance provides coverage for:
1. Baggage loss and baggage delay
2. Missed connection and trip delay
3. Emergency medical treatments for sickness and injury*
4. Security evacuation**
5. And more!
*Medical treatments must occur during travel for a sickness or injury that arises while abroad to receive coverage.
**A security evacuation must be arranged by the 24/7 assistance provider.
Ready to get your student covered? Compare plans for student travel insurance.
Disclaimer: This is not a complete description of coverage. For complete details on student travel insurance coverage, see your description of coverage.